Unified KYC for a Regulated, Global World

ZOOP Smart KYC consolidates multiple verification rails into one API layer , enabling faster onboarding, seamless compliance, and resilient performance at scale.

By The Numbers

96.78%

KYC Success Rate

<2s

Response Time

KYC Sources

14K+

Documents Supported

Components Powering Smart Digital Onboarding

A unified suite of intelligent solutions that work together to deliver secure, compliant, and seamless identity verification.

Smart KYC Orchestration

Orchestrate every verification source through one intelligent layer.

Intelligent auto-switching engine
Multi-source verification orchestration
Rule-based decisioning & fallback logic
Standardized KYC data output

Face Verification Suite

Advanced biometric verification designed to detect, verify, and prevent fraud.

Passive face liveness detection
High-accuracy face matching
Face search & deduplication
Deepfake & spoofing defense

Contract Signing

Digitize every agreement, signature, and consent , securely and compliantly.

eStamps & digital signatures
Dynamic document templates
Audit trails & tracking
Regulatory compliance controls

How Our Compliant Smart KYC Works?

Intelligent Source Selection

Our orchestration engine auto-selects the best KYC source based on uptime and latency, with instant fallback if one fails.

DigiLocker / CKYC / CVL eKYC / NPCI eKYC / OCR supported
OTP authentication only where required
Real-time document & identity data retrieval

Identity & Liveness Verification

Using ZOOP's Face Liveness SDK and matching algorithms, we ensure genuine user presence and identity consistency.

Active & passive spoof detection
Live-photo vs source-photo match
PAN & ID validation

Compliance & Standardization

All data is normalized into a unified, audit-ready KYC record.

Standardized data schema across all sources
Automatic consent + activity logging
Optional AML / PEP screening

Decisioning & Delivery

A complete KYC decision package is generated and delivered via secure webhook.

Pass / Refer / Fail with reason codes
Watermarked artifacts (CAF ID, geo-tag, agent ID if needed)
Ready for direct LOS / CRM integration

Intelligent Source Selection

Our orchestration engine auto-selects the best KYC source based on uptime and latency, with instant fallback if one fails.

DigiLocker / CKYC / CVL eKYC / NPCI eKYC / OCR supported
OTP authentication only where required
Real-time document & identity data retrieval

Identity & Liveness Verification

Using ZOOP's Face Liveness SDK and matching algorithms, we ensure genuine user presence and identity consistency.

Active & passive spoof detection
Live-photo vs source-photo match
PAN & ID validation

Compliance & Standardization

All data is normalized into a unified, audit-ready KYC record.

Standardized data schema across all sources
Automatic consent + activity logging
Optional AML / PEP screening

Decisioning & Delivery

A complete KYC decision package is generated and delivered via secure webhook.

Pass / Refer / Fail with reason codes
Watermarked artifacts (CAF ID, geo-tag, agent ID if needed)
Ready for direct LOS / CRM integration

Why Choose Smart KYC

Auto-Switching Engine

Smart KYC intelligently routes every request to the best-performing source, automatically switching between multiple sources.

Multi-Source KYC Stack

Power your onboarding with a unified stack that connects all verification rails: DigiLocker, CKYC, CVL eKYC Setu, NPCI eKYC Setu, & more.

Standardized & Traceable Data

Smart KYC delivers normalized, audit-traceable KYC data with full consent and field mapping, ready for seamless ingestion into your CRM or LOS.

Fully Compliant Architecture

Pre-aligned with RBI, SEBI, IRDAI and UIDAI frameworks and covering consent, data storage, and audit requirements, so your onboarding stays future-proof and regulator-ready.

Industries We Power

Banking & Financial Services

Orchestrate complex verification flows across multiple sources , without losing speed or compliance. ZOOP ensures instant identity validation and consistent pass rates for high-volume retail and corporate onboarding.

Lending & Credit

Handle high-scale, high-risk onboarding with intelligent fallback and unified compliance logic. From CKYC to DigiLocker, every source is orchestrated to deliver faster approvals and lower rejection rates.

Insurance

Authenticate policyholders and claimants in seconds with verified, traceable data. ZOOP Smart KYC combines face verification, consent records, and source-matched documents to keep fraud out of your claims flow.

Fintech & Payments

Build trust without friction. Smart KYC simplifies app-based onboarding with lightweight SDKs, auto-switching logic, and standardized KYC data ready for instant activation.

Telecom & Mobility

Onboard users, drivers, or agents remotely with complete regulatory assurance. ZOOP enables seamless journeys with liveness, geo-tagging, and audit-ready data delivery.

Enterprise & B2B Platforms

Unify complex business verification in one flow. Smart KYC handles KYB, director validation, and document checks through one orchestrated compliance layer , saving time, effort, and regulatory overhead.

You Need to be All-ears about Fintech

Frequently Asked Questions

ZOOP reduces drop-offs by auto-routing each user to the most suitable KYC path based on device, document type, geography, and regulatory requirements. With passive liveness, instant OCR, and minimal user actions, Smart KYC achieves higher completion rates and faster conversions across onboarding journeys.

Yes. Smart KYC functions as an orchestration layer that can route, combine, or switch between multiple verification sources such as Aadhaar, PAN, CKYC, DigiLocker, bureaus, and video KYC partners. Routing can be based on regional rules, risk scoring, or fallback logic.

ZOOP uses real-time deepfake detection, multi-signal liveness checks, and behavioural plus texture analysis to flag synthetic faces, AI morphs, and hyper-realistic spoof attempts. The system is continuously updated with emerging fraud patterns.

Yes. Smart KYC is designed to meet Indian regulatory requirements. This includes secure data flows, audit-ready logs, encrypted storage, timestamp integrity, facial verification compliance, and privacy safeguards aligned with RBI, SEBI, IRDAI and UIDAI guidelines.

ZOOP unifies KYC, verification, fraud checks, consent, and contract execution into one orchestrated flow. Instead of stitching together multiple vendors and APIs, Smart KYC offers a single SDK, a single dashboard, and a single contract, removing operational complexity.

Yes. ZOOP supports digital signing, workflow-based contract execution, and eStamping. This enables a complete verify to approve to sign journey on one platform.

Yes. Smart KYC can be fully white-labeled. Your brand's UI, tone, and experience remain intact while ZOOP operates in the background.

Integration is simple. Teams can integrate a single SDK or a set of APIs and fully brand the experience. Your customer journey remains the same while ZOOP manages routing, verification and compliance.

The Single SDK removes the complexity of managing multiple KYC sources. It automatically selects the best route for each user, handles fallback when a source fails, performs fraud checks and consent capture, and returns standardised results regardless of source.

Benefits include higher completion rates, lower operational costs, instant fallback during outages, reduced fraud exposure, faster go-live across markets and consistent compliance without manual updates.